Run your SACCO, Microfinance or Chama with confidence

Azina365 is an all-in-one platform for SACCOs, Microfinances and Chamas—secure, compliant, and ready for M-Pesa & SMS

No credit card required • 14-day free trial

Trusted by SACCOs, Microfinances & Chamas

Across East Africa, organizations rely on Azina365 for their financial management

The challenges of manual SACCO management

  • Time-consuming manual bookkeeping and reconciliation
  • Difficulty tracking loans, payments, and penalties
  • Compliance risks with Kenya Data Protection Act

Azina365 Solution

Our all-in-one platform automates and simplifies SACCO operations while ensuring compliance and security.

Automated loan management with 7/30-day schedules
Built-in duplum rule calculations and penalty tracking
M-Pesa integration for seamless transactions

Simple pricing for every size of SACCO

From small chamas to larger SACCOs — predictable monthly plans and optional add-ons.

Starter
Ksh 20 / member
Standard
Ksh 15,000 / month
Pro
Ksh 25,000 / month

What our clients say

Real results from real SACCOs using Azina365

AM
Anthony Mwangi
Chairman, IberAfrica SACCO

"Azina365 has transformed how we manage our SACCO. Loan tracking that used to take days now happens in minutes."

PK
Peter Kariuki
Treasurer, Bypass Sacco

"The M-Pesa integration saves us so much time. Members love checking balances anytime."

JM
John Mwaura
Director, DoubleSpace MFI

"Finally software that understands our needs — duplum rule calculations and reporting are perfect."

Ready to transform your SACCO?

Join hundreds of SACCOs and chamas using Azina365 to streamline their operations

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